Become Debt-Free

And Plan For A Better Future

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Expert Help For Insolvent Individuals, Sole-Traders And Partnerships

Whether you are an individual with personal debts, such as loans and credit cards, an insolvent sole-trading business, or in a struggling partnership, I can help.

Taking advice as early as possible is always the best plan.
Bankruptcy is not always the best option and there may be better solutions for you.

Welcome To Darren Kealey, Bankruptcy Consultant

I have been serving clients in debt since 1989 and have helped very many people get on the road to debt-freedom. But I don’t stop there, because I help my clients focus from day one on planning for a fresh start and a better future.

My bankruptcy service operates from Liverpool, UK. Not only do I offer bankruptcy assistance across Liverpool, The Wirral and Merseyside, but throughout England and Wales. In fact, I have helped clients much further afield in France, Spain, Ireland, Germany and Austria. If you have assets and debts in different countries, I’ve got you covered!

Individuals, sole traders, partnership members and even company directors with personal liabilities need the best plan possible to get out of debt. They also need a vision for what life should look like once they’re debt-free. I will work hard with you to implement the right debt solution and create that much needed fresh start.

My bankruptcy consulting service extends to accountants, solicitors and insolvency practitioners who need to pass on their clients for expert bankruptcy help.

Whether you are local to me seeking bankruptcy help in Liverpool, or elsewhere in England and Wales, I can assist. 

Individuals

Bankruptcy

Bankruptcy is always the option of last resort. You should only consider bankruptcy after ruling out other options. Nevertheless, the modern bankruptcy regime is less onerous than it used to be.
 
Debt free

Alternatives To Bankruptcy

The main alternative to bankruptcy is an Individual Voluntary Arrangement (IVA). But for those with no assets and low amounts of debt, a Debt Relief Order might be best.
Insolvent

A Fresh Start

Government policy is that people who get into debt through no fault of their own deserve a fresh start and a second chance. I work to make bankruptcy as easy as possible and with a keen eye on your fresh start.

It's Not Your Fault...

You can find yourself overwhelmed by debt for any number of reasons.
A loss of income through illness or redundancy can make repayments impossible.
If you have a business, a loss of a major customer, the economic climate and many other factors can affect your business.

Whatever your situation, finding the right way out of it is key to securing your fresh start.

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Darren’s concise, expert knowledge has and continues to help clients that I refer to him for his specialist Bankruptcy advice. He has a knack of providing the best approach to what are often difficult personal circumstances – all of my clients are 100% happy with Darren’s help – you cannot get better than that!

JF, Corporate Recovery, Liverpool

I found Darren to be very knowledgeable, very efficient and extremely helpful. He walked me through the bankruptcy process skilfully. He is a caring and compassionate person and I really needed someone empathetic at the time.  He was better than the best solicitor money can buy and for a very reasonable fee. I cannot recommend Darren highly enough

CK, client, Ormskirk

If I had to describe Darren in one word, it would be “professional”

When Darren was first recommended to me, I was worried and apprehensive.

Darren was amazing. He led me through the options and explained everything in layman’s terms making
sure I understood everything.

I had lots of questions, and Darren answered them all in depth.

He was available whenever I needed help, and responded quickly to emails and calls.

I would recommend Darren and his service to anybody I know. 

MM, client, Liverpool

I have been working with Darren for the last 4 years and I cannot fault him in any way.

He is a very personable professional and has the ability to make clients feel at ease in times of financial difficulty.

Darren still retains that all important personal touch and a genuine concern for his clients.

I cannot recommend him highly enough and would strongly and without any hesitation recommend Darren to anyone
– great guy.

LC, client, Manchester